Short, specific posts on keeping track of what you pay for, cancelling cleanly, and spending less without giving up what you use.
A step-by-step routine to uncover every recurring charge, from card statements to app stores, and put the full list in one place.
October 20, 2026 · Suboptima team
Read postThe short answer
Start with three months of card and bank statements, then check app stores, PayPal and your email for receipts. Write each one down with its price, billing cycle and renewal date.
Where you cancel depends on who bills you. A practical guide to cancelling cleanly, keeping proof, and getting money back when you can.
October 20, 2026
Free trials convert into paid plans quietly. A simple routine to try a service properly, then cancel in time or keep it on purpose.
October 20, 2026
Two or three subscriptions become five, then seven, then a surprise on the statement. Here's how to stop the slow drift.
January 20, 2026
Yearly discounts look generous on the surface. The math is more honest than the marketing. Here's when the annual plan actually pays off.
January 12, 2026